Navy St James Place logo with strapline which says Senior Partner Practice

Live differently.

We help you articulate what's most important to you now and in the future and enable you to get there.

We understand that a person's life is inextricably linked to their finances, and vice versa. That money alone is not enough. It is there to enable you to plan the path your life will take.

We believe people are more than their money and more than just numbers. Whatever your goals, our aim is to give you financial confidence, security and peace of mind.

We do the heavy lifting so you can spend your time living your life.

An abstract line drawing of a happy couple jumping into water, with a yellow square behind themNavy St James Place logo with strapline which says Senior Partner Practice

What we do

We work with you to build a financial plan that aligns your finances with your goals and what matters most to you. That could be achieving financial freedom, buying your dream home, travelling the world, supporting your family through education, setting up a business, or living your desired lifestyle in retirement.

A magnifying glass examining a network of dots and lines

1. Discovery

Getting to know you. We take the time to understand what’s important to you: your goals, responsibilities and aspirations for life.

An icon of a clipboard with an arrow and crosses showing a strategy.

2. Plan

Working together to build your financial plan. We get a clear picture of where you are now, map out your journey and show you everything you need to do to help you achieve your goals.

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3. Recommendations

Identify and quantify any misalignments or inefficiencies between where you are today and where you want to be.

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4. Review

Circumstances change, plans change. We check-in regularly to help keep you on track, review your progress, your plan and your investments and make adjustments if needed.

The value of an investment with St. James's Place will be directly linked to the performance of the funds you select and the value can therefore go down as well as up. You may get back less than you invested.

Let's get started

We provide services adapted to the needs of a range of different clients, including ambitious business owners, motivated professionals and individuals who want to become financially free. Our services include:

Goals-Based Financial Planning

Financial Advice

Investment Planning

Retirement Planning

Protecting you, your family or your home

Tax Planning and Mitigation

Cash Flow Management

Find out more
We are led by our three core values in everything we do:
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1. Balance

Everything in today’s world is competing for our most valuable asset, time – be that our home life, family life, work life, social life and all other aspects. Too much of one thing can lead to exhaustion, and too little can lead to disengagement. This value transcends to helping our clients live a life well-lived and having the right balance – living for today and planning for tomorrow.

Icon symbolising growth, with a graph going up inside it, and a ring of arrows around it showing a cycle.

2. Growth

We are constantly trying to get better at what we do so we can better serve you. We invest a lot in developing ourselves both personally and professionally so we’re at the top of our game.

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3. Meaningful activity

We do what we do with a strong sense of purpose. We believe in helping you discover the true purpose in what you do, and find the means to do what you want to do in life.

All of this is underpinned by trust. We strive to build long-lasting, trusting relationships with our partners and clients. We are transparent, upfront and committed to openness, sharing our thinking with you each step of the way.
Work with us

Who we serve

We provide services adapted to the needs of a range of different clients, including ambitious business owners, motivated professionals and individuals who want to become financially free.

Click below to find out more about how we can help you.

Ambitious Business Owners

Motivated Professionals

Becoming Financially Free

Our Team

Portrait photo of Paul Bradley

Paul Bradley, MSc

Chartered Financial Planner

Paul@ChilternHillsFP.co.uk01442 967196

A higher level of expertise.

Level 7 -  The top of the skills pyramid: Your Chiltern Hills financial adviser. Qualifications: Masters Degree Level, MBA, CFALevel 6 -  The middle of the skills pyramid: A typical lead financial planner. Qualifications: Bachelors Degree level, Chartered Financial Planner.Level 4 - The bottom of the skills pyramid: An Average Case Handler at a traditional Firm. Qualifications: A-Level, Dip PFS, (minimum entry level).
Level 7 - The top of the skills pyramid: Your Chiltern Hills financial advisor. Qualifications: Masters Degree level, MBA, CFA.Level 6 -  The middle of the skills pyramid: A typical lead financial planner. Qualifications: Bachelors Degree level, Chartered Financial Planner.Level 4 - The bottom of the skills pyramid: An Average Case Handler at a traditional Firm. Qualifications: A-Level, Dip PFS, (minimum entry level).

“Paul has earned my trust and always puts me and my family first and I wouldn't hesitate to recommend Paul to anyone who is serious about their Financial Planning.”

Private Client

“Paul works hard to demystify what could otherwise be a complex area of planning and I would recommend his services to others without hesitation.”

Nick Forman

Retired (was PWC Principal Consultant over 20 years)

“He makes this a really friendly, enjoyable process, as well as providing some much needed discipline and attention in this area of my life. It's like having a personal trainer for your finances."

Victoria Silberbauer

Lawyer

“I have worked with Paul since 2013.

He has helped me and my family with our retirement planning and more recently with a goals-based investment strategy which included coordinating with a top tax and trust expert.

Paul has earned my trust and always puts me and my family first and I wouldn't hesitate to recommend Paul to anyone who is serious about their Financial Planning.”

Private Client

“My wife and I have worked with Paul for almost 5 years following a recommendation from a close friend.

Paul has helped my wife and I through and beyond retirement.

His process is extremely engaging. I am able to login and see my financial plan at any time.

Paul is extremely responsive. He works hard to demystify what could otherwise be a complex area of planning and I would recommend his services to others without hesitation.”

Nick Forman

Retired (was PWC Principal Consultant over 20 years)

“I've worked with Paul since 2013. When we first met I had gone through an extremely stressful phase of my career. People assume that because I am good at what I do (law) that I will naturally be good with money, and that simply isn’t the case!

Paul's approach is in contrast to what I have seen or heard about with other financial advisers. From the moment we first met he was interested in me as a person and what I wanted to achieve. He encouraged me to take time out for myself, which I did, after he encouraged me that I had enough money behind me and had more choices than I could see for myself for my future.

Since then I've found our review meetings engaging and helpful as Paul has maintained his focus on helping me make my money work for me to serve my life. Paul also insists that I regularly review my finances which is something I would avoid doing. He makes this a really friendly, enjoyable process, as well as providing some much needed discipline and attention in this area of my life. It's like having a personal trainer for your finances."

Victoria Silberbauer

Lawyer

Portrait photo of Paul Bradley

Paul Bradley, MSc

Chartered Financial Planner

Paul@ChilternHillsFP.co.uk01442 967196
Portrait photo of Will Oswald

Will Oswald, CFP™ MSc IMC

Chartered Wealth Manager & Certified Financial Planner™

will.oswald@sjpp.co.uk07807 460354

"Aligning money towards a life that lets you do what you want, when you want, with who you want, where you want, for as long as you want, has incredible return."

Morgan Housel
The Psychology of Money